BIK, KB Kaspi Bank: what are they for, how to find out the details

Does an individual entrepreneur have a checkpoint?

Author of the question: Alekseeva I. Created: 02/17/22

No, individual entrepreneurs do not have a checkpoint, because the checkpoint is assigned only to legal entities (organizations) (clause 7 of the Procedure). However, like organizations, individual entrepreneurs have a TIN (taxpayer identification number). TIN for individual entrepreneurs. In fact, the TIN is assigned not directly to the entrepreneur, but to an individual (clause 9 of the Procedure): to the Federal Tax Service at the place of residence; to the Federal Tax Service at the place of residence (if the individual does not have a place of residence in the Russian Federation); to the Federal Tax Service at the location of real estate or transport owned by an individual (if the individual does not have a place of residence

Answered by: Potapov M. 02/20/22

Analogues of KBE profiles

Many companies around the world are engaged in the production of plastic profiles. In addition to KBE, domestic manufacturers, as well as companies from Western Europe and Asia, successfully compete in the Russian market. Many of them have factories in our country.

Manufacturers try to adapt products to operating conditions, so the technical characteristics are approximately comparable. Differences are observed in the quality of materials used, mechanical rigidity and design complexity. The most famous PVC profile companies:

• Veka (Germany);
• Rehau (Germany);
• Kaleva (Russia);
• Novotex "People's plastic" (Russia);
• Schuco (Germany);
• Deceuninck (Belgium);
• Grunder (Germany);
• Salamander (Germany);
• Brusbox (Russia);
• Proplex (Russia);
• Krauss (Russia);
• Shide (China);
• About Lumei (China).

It should be noted that even products labeled with the most popular brands sometimes receive negative reviews. This is due to the appearance on sale of counterfeits made in Turkey, China or by handicraft methods. Such products are sold cheaper, but the quality leaves much to be desired.

Where can I see OKPO IP in which document?

Author of the question: Gulyaev E. Created: 02/21/22

Individual entrepreneurs have had OKPO since 1999. Rosstat keeps its statistics not only on legal entities, it also monitors branches and representative offices of legal entities, investment funds, simple and investment partnerships and, of course, individual entrepreneurs. OKPO is a regular serial number with a certain number of characters. The individual entrepreneur code differs from the legal entity code precisely in the number of these characters. Individual entrepreneurs have 10 digits in the code, others have 8.

Answered by: Petrova A. 02/23/22

KBE profile systems

These products are systematized by installation depth. The number characterizing this value appears after the German letters KBE (sometimes written in Russian KBE): 70, 76, etc. Profiles also differ in technical parameters.

KBE windows are designed for use in different climatic conditions at ambient temperatures from -60 to +75 °C. Even in severe frosts, the frame material does not become brittle.

58 mm systems

Such profiles are available in three modifications, which have slight differences:

• Standard;

• Engine;

• Gut (Gutwerk).

Windows made from these profiles are installed where high energy efficiency is not required: balconies, loggias, public buildings.

They belong to the budget series, while protecting the room well from precipitation and cold. For structural rigidity, steel reinforcement is installed inside the profile.

Specifications:

The first type of profile from the table (KBE Etalon) is considered the basic modification, on the basis of which other varieties are produced. To reduce cost, KBE Engine reduced the thickness of the outer walls to 2.7 mm, but this did not noticeably worsen the performance characteristics.

KBE Gut has a groove for fittings increased to 13 mm, which increases the level of resistance to burglary. For other KBE 58 profiles this size is 9 mm.

The KBE Gutwerk profile is adapted to different climatic regions. Its installation depth can be 58, 70 or 88 mm, with the number of air chambers from three to six.

70 mm systems

Profiles of this size have good thermal characteristics at a low cost. The following types are available:

• Bau;
• Energy;
• Expert;

• Master;

• Select.

Profiles differ in the number of internal chambers, the value of heat transfer resistance and the size of the installed double-glazed windows. They have good sound insulation and are suitable for the manufacture of large structures that are burglary-resistant.

Specifications:

76 mm systems

This is the latest German development of PVC window profiles. It is available in two versions: KBE 76 and KBE 76 Premium. Products made from such profiles have an individual design and low heat loss. All connections of structural elements are additionally sealed. The stability of the frame shape is ensured by the cellular structure of plastic and steel reinforcement.

KBE Engine

kbe engine kbe engine 58 kbe engine kbe engine 58 kbe engine profile

Plastic windows KBE Engine is the most popular window system in the 58 mm line at an affordable price category. It allows you to produce windows and doors of any configuration (round, triangular, trapezoidal and others), which can be installed both in apartments and country houses. German product reliability is combined with an attractive price for consumers of any level and income. In addition, this profile system has a number of undoubted advantages characteristic of German PVC windows.

Positive aspects of KBE Engine:

• environmental friendliness - lead-free production using “greenline” technology;
• thermal insulation - the tightness of the seal along the contour and the possibility of combining with a wide frame perfectly solve the problems of “cold bridges”;
• durability - profile service life is more than 40 years;
• more light - the light transmittance of double-glazed windows in plastic windows is much higher than in old windows.

Related articles:
◾Round windows

◾Blows through plastic windows. What to do

◾Plastic window design

The use of a rebate expander allows the use of a 50 mm thick glass unit in the Engine window system, which significantly increases sound insulation and reduces heat transfer. The calcium-zinc stabilizer makes plastic windows not only environmentally friendly, but also has a beneficial effect on the preservation of the decorative properties of the PVC profile - it does not lose its whiteness and silky matte texture. KBE Engine plastic windows are a smart financial investment to save overhead costs.

Specifications:

• installation width – 58 mm;
• maximum glass thickness – 34 (50) mm;
• number of cameras – frame 3 / sash 3 / impost 3;
• Possibility of combination with a “wide frame”;
• frost resistance – up to -60°С;
• the maximum size of a PVC window sash is 150 cm x 150 cm;
• maximum leaf size for balcony doors is 90 cm x 235 cm;

KBE 76

kbe 76 profile kbe 76 technical characteristics window profile kbe
The best developers and engineers of the company recently presented the most recently developed model to the Russian market - plastic windows KBE 76mm.

The profile lines are made in a classic style. The engineering thought is at its best, as evidenced by the perfect internal lines of the window structure geometry. Along with all this, PVC windows KBE 76mm have exceptional tightness of their design, and the ability to create an individual design solution in tandem with increased quality of thermal insulation - the combination of all these qualities makes the 76mm model an innovation in window systems!

The increased installation width to 76 mm, and at the same time the installation seam has also been increased, allows you to make your home not only well-lit with new, beautiful windows, but also make it very warm. The climate is changing and winters are becoming harsher, so the need to insulate rooms has increased more than ever.

Brief technical characteristics of the KBE 76mm system:

• Installation width – 76 mm
• Number of cameras – 5
• Frost resistance – up to -60°С
• Maximum window sash dimensions – 150 cm x 125 cm, 110 cm x 140 cm
• The maximum size of the balcony door leaf is 85 cm x 235 cm
• Removing the fitting groove – 13 mm
• Heat transfer resistance coefficient, m2 °C/W – 0.93
• The tightness of the sealing contours corresponds to class A GOST 23166-99
• Durability (standard years) – more than 40 years
• The standard color of the seal is gray
• Greenline environmentally friendly (lead free!)

The profile is recommended for use in children's and medical institutions.

What is BIC, its essence

If you plan to actively make payments and work with Kaspi Bank in Kazakhstan or abroad, you will need the BIC and KB of Kaspi Bank for transactions.

Bank identification code (BIC) is a mandatory attribute for any credit institution, not only in Kazakhstan. Another name is SWIFT/BIC. An identification code is needed to recognize banks in the international money transfer system.

If the depository organization of the Republic of Kazakhstan has received an identification code from SWIFT, the National Bank of the Republic of Kazakhstan adds information about the existing BIC to special publicly available directories. If an institution does not yet have an identification code, the National Library generates it independently, based on the international standard ISO 9362.

The identifier remains unchanged regardless of which territorial branch or branch of the bank you interact with. For example, for payments made at Kaspi offices in Astana and Almaty, the last digits of the identification code will be the same.

It does not matter whether the funds will be transferred to Petropavlovsk, Ust-Kamenogorsk or another city in any country.

Number of chambers and mounting width in different profiles

The main structural element is a PVC profile, which, when cut, has a contour with many partitions. The voids between the plastic walls are chambers. If there are more chambers, then the heat transfer resistance coefficient is higher.

and Veka produce 3-chamber and 5-chamber profiles. The reinforcement in both cases is made in the form of a closed loop. The outer wall of the “Century” is at least 3 mm. KBE has models with 2.5 mm and 70 mm. This reduces the price, but does not matter when using the products.

The most durable model in “Veka” is Alfaline. The product can withstand glass units up to 50 mm wide. KBE has the KBE 88 model; packages up to 58 mm are mounted on it.

The quality of the design depends on the installation width of the profile. The Veka company produces modifications with a width of 60-90 mm and a wall thickness of 3 mm. "KBE" - 58-88 mm; 2.5 mm - thickness of outer plastic.

How to choose a KVE profile? Recommendations

KBE Recommendation Table

Finally

All KBE windows are created using Greenline technology (without the use of lead), which makes them environmentally friendly and suitable for installation in children's and medical institutions. In addition, many appreciate these windows for their excellent price-quality ratio. These are relatively inexpensive windows of high German quality.

Installing KBE windows will make your home more comfortable and warm. Excellent technical characteristics will allow you to save a little on electricity, and will save you from the need for annual window covering and painting. Make your home more perfect with KBE!

KBE Extra

The extensive geography of use of KBE plastic windows is achieved by the company’s principled approach to production to adapt products to climatic conditions as much as possible. Thanks to a powerful design base and research into the Russian climate and the peculiarities of building codes used in Soviet times, the company developed the KBE Extra system with a wide frame . Wide frame 127 mm. distinguishes this system from similar ones, increasing thermal insulation in brick buildings

Everyone is familiar with frost on windows or drops of water on slopes, but not everyone knows that such troubles greatly reduce the service life of windows. This indicates that the surface of the glass and slopes is below the dew point. This is especially true in brick houses with deep quarters, which significantly reduces the effectiveness of plastic windows for thermal insulation. The KBE Extra system was developed specifically for such cases and is maximally effective in the difficult climatic conditions of Russia, which is recognized as one of the most successful developments in the window industry.

Blitz survey: Which plastic windows are better: German or Russian? From the article you can learn about the advantages of German plastic windows.

Specialists of the German concern conducted a series of studies of thermal fields (isotherms) in objects built in Russia, the results of which required the creation of the “Extra” system. It turned out that in the period from 1960 to 1995, insulation technology was very different from Western ones, without effective insulation in the middle, the walls were built from a single-layer structure of brick or concrete, which greatly affects the location of thermal fields, increasing heat loss.

Plastic windows “KBE Extra” allow you to most effectively adapt Western technologies to the Russian climate. At the very beginning of the company’s entry into the Russian market, its specialists carried out all the work on studying and developing the product in close cooperation with Gosstroy. Thanks to this, the KBE Extra system acquired a profile width of up to 127 mm. taking into account the experience of Russian and Soviet builders, along with advanced Western technologies. The wide frame and five-chamber profile system made it possible to solve the problem of “cold bridges” and became the widest on the Russian market.

Design features of "KBE Extra":

The frame/frame has five chambers, while it has the ability to use standard sash systems. This design allows you to reduce heat loss in the direction perpendicular to the window slope.

A wide box of 127 mm allows you to reduce the gap between the frame and the slope to 5-10 mm, in cases where the quarters in brick houses are 133/137 mm. This design eliminates the problem of “cold bridges” in single-layer walls.

The width of the box and special pockets for installing platbands allow you to reliably protect the installation seam, eliminating blowing and provide an ideal finish to the internal slopes.

KBE Extra in the climatic zone of Russia:

According to Russian building codes, the main thermotechnical indicator is heat transfer resistance (Ro); the “Extra” window model has indicators of 0.71 m C/W. which fully satisfies the requirements for thermal insulation, even in the coldest points of our country, such as Irkutsk or Yakutsk, where in winter the temperature drops to -60 C. Windows from the Extra profile will provide reliable protection for your home from frost.

In addition, we note that plastic windows of the “Extra” model have all the advantages of plastic windows, such as excellent sound insulation, long aging life, and ease of operation. It is also possible to use wood decoration and paint the profile in any color.

Comparison with profiles from other manufacturers

It is impossible to state unequivocally which PVC window profile is better. To do this, we need to determine what functionality will be in demand and what we want to get as a result of the installation. Prices for plastic windows, as well as their design, vary greatly. To get an initial idea, you should compare products according to several parameters:

Each plastic window profile has its own advantages. This could be price, mounting thickness, appearance or fittings. But during operation, the average consumer will not notice a fundamental difference in other parameters. For many, the determining factors are the cost of the product, durability, reliability of components and the quality of window installation.

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Details of Kaspi Bank / Kaspi Bank

How to find out the BIC of a bank

For more detailed information or other questions, a bank client can always call the Caspiy Bank Call Center. Polite staff will always answer your questions. Free call from a mobile phone - short number: 9999 .

Appearance and ease of care

Both windows received high marks for their external characteristics. Veka is glossy white with a blue tint. The frame has strict straight shapes, which gives the room laconicism. Veka products are easy to care for, do not change color and do not fade.

Plastic windows "KBE" are matte, milky in color. Since the material does not contain lead, after a service life of 40 years, the windows may acquire a gray tint. Window shapes are different and can be used for rooms of different styles. Both windows are easy to clean and protect the apartment well from dust and smoke. The durability of both products is 40 years.